Steven Havelka is an independent insurance agent offering solutions for individuals, families, and seniors. He works with dozens of insurance companies so he can offer his clients appropriate coverage for them. Steven's clients are located all across Missouri, giving him a great feel for the insurance landscape. Steven designs plans with a focus on low costs, and tax-efficiency, which he combines with personalized insurance advice aimed at helping his clients make better-informed decisions. One of his primary objectives is to establish long term relationships with his clients.